A:link
{ text-decoration: none; color:#3F82CD; }
A:visited
{ text-decoration: none; color:#CAB8A4; }
A:active
{ text-decoration: none; color:#CAB8A4; }
A:hover
{ text-decoration: none; color:#C6E0D4; }


body 
{ 
background: #FFFFFF ; 
background-image: url() ;
background-repeat: no-repeat ;
background-position: center right ; 
background-attachment: fixed ;

font-family: Verdana ; 
color: #000000 ; 
font-size: 10pt ;
 }

h3
{
color: #3F82CD ;
}

b
{
color: #3F82CD ;
}

hr
{
color: #CAB8A4 ;
width: 500 ;
align: center ;
}